How to understand the price listed on the car plate
Recently, the real estate market has become a hot topic again, especially the concept of "price on the market" has triggered widespread discussion. With policy adjustments and market fluctuations, many home buyers have begun to focus on how to seize the opportunity to "get into the car". This article will combine the hot data of the entire network in the past 10 days to conduct a structured analysis of the meaning of "housing prices on the market" and the market logic behind it.
1. What is “House Price Listing”?
"House price listing" usually refers to the opportunity for home buyers to buy properties at a lower cost when house prices are at a relatively low level or undergoing periodic adjustments. This concept comes from "getting on the bus" in the stock market, which is to seize the opportunity to buy at low prices. For investors or investors, "getting on the market" means being able to enter the market with less financial pressure.
| keywords | Search volume (last 10 days) | Hot trends |
|---|---|---|
| Price list | 158,000 times | up 32% |
| Just need to buy a house | 224,000 times | up 18% |
| Property market policy | 286,000 times | up 45% |
2. Characteristics of “onboarding” in the current market
According to recent hot data analysis, properties that meet the conditions for "listing for sale" usually have the following characteristics:
| Features | Proportion (sample city) | Typical urban cases |
|---|---|---|
| The total price is more than 15% lower than the regional average price | 68% | Chengdu, Chongqing |
| The down payment ratio can be paid in installments or reduced | 42% | Zhengzhou, Wuhan |
| The supporting planning is clear but not fully implemented. | 57% | Xi'an, Changsha |
3. How to judge the timing of "getting on the car"?
Combining recent expert opinions and market data, it can be judged from the following dimensions:
1.Policy window period: Many places have relaxed purchase restrictions and lowered interest rates. In the past 10 days, 12 cities have introduced new policies;
2.inventory cycle: The sales cycle for new homes in some second-tier cities exceeds 18 months, and developers have increased their promotional efforts;
3.land market: The recent land failure rate has risen to 23%, indicating that the supply of new homes may shrink in the future.
| indicator | critical value | current average |
|---|---|---|
| Mortgage interest rate | ≤4.1% | 3.85% (first set) |
| house price to income ratio | ≤12 | 10.8 (new first-tier cities) |
| rental yield | ≥2.5% | 2.3% (core cities) |
4. Risks and Suggestions
It is necessary to pay attention to the possible risks of "getting on the car plate":
- Some low-priced projects have problems with the developer's capital chain (three work stoppages were exposed in the past 10 days)
- The redemption period of transportation facilities in suburban areas is long (the number of complaints increased by 27% year-on-year)
It is recommended that home buyers give priority to:
1. Development projects of state-owned enterprises/central enterprises (recent default rate is 0%)
2. Metro planning and TOD projects that have started construction
3. Mature communities with clearly defined school districts
Conclusion:"House price on the market" is essentially a game of time and value, which requires a comprehensive judgment based on personal financial status and urban development potential. The current market differentiation is obvious. It is recommended that home buyers pay close attention to the June LPR quotation and local provident fund policy changes, and seize the window period to make rational decisions.
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