What to do if there is a traffic accident
Traffic accidents are common emergencies in daily life. How to correctly handle the accident scene and protect one's own rights and interests has become a hot topic of public concern. The following is a guide to handling traffic accidents that has been hotly discussed across the Internet in the past 10 days. It combines structured data and practical suggestions to help you respond calmly in emergencies.
1. Traffic accident handling process
| steps | Specific operations | Things to note |
|---|---|---|
| 1. Ensure safety | Immediately turn on the double flashing lights and place the triangle warning sign | Warning distance on ordinary roads ≥50 meters, on highways ≥150 meters |
| 2. Check the injury | Give priority to the injured and call 120 for emergency treatment | Avoid moving seriously injured persons at will to prevent secondary injuries. |
| 3. Alarm handling | Dial 122 traffic accident alarm number | The specific location, casualties, and vehicle information need to be stated. |
| 4. Evidence fixation | Take panoramic, detailed photos and videos of the scene | Includes license plate, collision point, road markings, skid marks |
| 5. Insurance reporting | Contact the insurance company within 48 hours | A certificate of liability for the accident issued by the traffic police is required. |
2. Hotspot data on traffic accidents in 2024
| Statistics Project | data | Year-on-year change |
|---|---|---|
| Average daily traffic accidents | From 2,387 | ↑5.6% |
| Proportion of new energy vehicle accidents | 34.2% | ↑12.8% |
| Morning peak hours with high incidence of accidents | 7:30-9:00 | Accounting for 28% |
| Main causes of casualties | Distracted driving (42%) | ↑7.3% |
3. Special scene processing plan
1.Minor accidents with no injuries:You can use the "Traffic Control 12123" APP online to quickly evacuate the scene after uploading photos, and go to the express processing center within 24 hours.
2.Hit and run situation:Immediately record the characteristics of the other party's vehicle and escape direction, search for witnesses, and retain traces of the scene. The police can monitor and track along the way.
3.Highway accident:All personnel must evacuate outside the guardrail and do not stay in the lane. When calling the police, the kilometer number must be accurately stated (such as G15 Shenhai Expressway K287+500).
4. Key Points in Insurance Claims
| Insurance type | Compensation scope | Exemption |
|---|---|---|
| Compulsory traffic insurance | Medical expenses for the other party’s casualties (maximum 180,000) | intentionally causing accidents |
| Commercial third party insurance | Damage to the other party’s property (according to insured amount) | Driving without a license |
| car damage insurance | Own vehicle maintenance costs | Earthquakes and other natural disasters |
5. List of essential items after an accident
1. Vehicle documents: driving license, driving license, original or electronic version of insurance policy
2. Emergency tools: reflective vest, first aid kit, spare mobile phone
3. Recording equipment: driving recorder (recommended front and rear dual cameras), portable camera
4. Legal document: Traffic Accident Handling Agreement (traffic control department template can be downloaded)
6. Latest policy changes (updated in July 2024)
1. If a minor accident fails to evacuate in time and causes congestion, a fine of 200 yuan will be imposed.
2. New energy vehicle accidents require additional battery status photography, and the fire department will participate in the handling.
3. Inter-provincial accidents can be handled remotely through the "National Accident Rapid Response System"
4. Newly added "cloud loss determination" service, 70% of small-sum cases can be settled online
Warm reminder: Only by staying calm after an accident and handling it in accordance with the law can you protect your rights and interests to the maximum extent. It is recommended to participate in driving refresher training regularly and update safety knowledge. Prevention is always more important than disposal.
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